RETRO CONSTRUCTION LIMITED

FINANCING OPTIONS

As markets fluctuate it is difficult to guarantee certain/fixed offers from any lender. What we do know is that our lenders have a competitive edge as they have not only been in the market for a very long time, but they lead these markets.

Often mortgage brokerage firms can offer you fixed interest rates, cash back offers, no application fee offers, free valuations, legal contribution towards your fees, approvals in less than 7 days, first home buyers’ packages and more, but these offers are usually market related and change regularly, hence we wont specify them here. Feel free to see what our lenders can offer you on the aforementioned, once you choose an option or even two and apply within each ones category!

19 SQU Squirrel ID Logo RGB Ruths MacBook Air

Finance your renovation, without the headaches: Sorting the money side of a build or renovation doesn’t have to be stressful. Squirrel are mortgage brokers who specialise in build lending,
they’ll compare all the main banks and weigh up the options, so you don’t have to. They’ll answer those niggly questions, like:

  • What’s the lowest home loan interest rate in market?
  • Fix or float, or a combination of both?
  • Which bank is best for me?
  • Can I avoid mortgage break fees?
  • How much could I be saving?

 

Because they settle around $3 billion in home loans every year, they carry real weight with lenders — which usually means better rates than you’d get going at it alone or with a smaller lender. If your situation doesn’t quite fit the standard banking mould, Squirrel has access to more lenders than most brokers and can step in with their own custom lending solution. Best of all, for most borrowers, their advice won’t cost you a cent — Squirrel is paid by the lender you end up with, so they’re working for you, not the banks. In some situations (such as complex or non-bank lending), a fee may apply. Squirrel will always be upfront about this before you proceed. Squirrel can offer you:

  • For most borrowers, their advice won’t cost you a cent
  • Better Mortgage Interest Rates, more Lending Options and Expert Advice
  • Better Technology, so you can apply from anywhere
  • They will work with the Banks to get a hot home loan rate for you, they have access to them all, plus their own custom lending solutions
  • They will work out the best mortgage structure to suit your lifestyle and negotiate your home loan for you
  • Together with Squirrel you’ll build a plan to help you get mortgage-free faster
  • Your advisor is only a phone call away, and down the track they’ll help you when your fixed rate rolls over, and beyond.

 

 See what you could borrow or chat to the Squirrel team today.

Squirrel Mortgages Limited is a licensed Financial Advice Provider (FSP No. 136364). Squirrel advisers provide regulated financial advice.

View our disclosure statement on our website.

DNA Mortgages Official Logo Transparent Background

Understanding who is behind DNA Mortgages and knowing it is the same team behind the well-known Property Apprentice brand, a market leader in property investment advice, run by experienced coaches and financial advisers,  gives clients confidence that DNA Mortgages will provide the highest level of support in helping you achieve your financial freedom goals.

They are not only there to assist with a once-off service, such as securing the mortgage approval you are after, but can also support you through lifetime property coaching. This includes access to trade discounts, special offers, resources, networking events, follow-up support, market-related statistics, investment advice, and more, all part of the same program we also follow ourselves. If you are looking to build a portfolio of properties, there are few better teams to learn from than those who have done the hard miles themselves, built successful property portfolios, and coached others to climb the property ladder as well. You can be confident that this is the team to help secure the right financial solutions for your type of purchase, even if it is simply a once-off transaction. You’re lending or restructuring journey will come with next-level advice and guidance, helping you buy, build, or renovate and ultimately create YOUR dream home.

Whether you are a first-time buyer or looking to grow your investment portfolio, they are experts in ensuring you receive the best possible deals and rates. They also have access to more than 20 different lenders. DNA Mortgages’ fixed service to you can assist you with: 

  • Lending
  • Property Investment and Financial Advice
  • Mortgage Advice
  • Refinancing / Restructuring
  • Refixing

 

Visit their website below to read more or contact them or go to the property apprentices’ website if you interested in lifetime couching support and more:

https://www.dnamortgages.co.nz/contact/

https://www.propertyapprentice.co.nz/

Please click here to read our Public Disclosure Statement

Property Advice Group Limited Trading as DNA Mortgages (FSP157564) holds a full license issued by the Financial Markets Authority as of August 2022 to provide financial advice.

qcard

Q Mastercard offer Long Term Finance (LTF) to spread the cost of expensive ticket items with extended interest-free periods and payment holidays.

Access to a range of terms – 6/12/18/24/36 months Interest Free.

Application Link: Coming Soon.

Lending criteria, fees, terms and conditions apply. Standard interest rates apply after the interest-free period ends:

https://www.qcard.co.nz/important-information/

In New Zealand, Q Card mainly operates under the:

Credit Contracts and Consumer Finance Act 2003 (CCCFA) &

Financial Markets Conduct Act 2013 (FMCA).

QUESTIONS?

Contact us. We’d be happy to help answer any questions you may have.